Just Real Estate Talk

Welcome to my blog, Just Real Estate Talk!

2020 Homebuyer Preferences
August 7, 2020

2020 Homebuyer Preferences [INFOGRAPHIC] Some Highlights A recent study from HarrisX shows the current health crisis isn’t slowing down today’s homebuyers. Many buyers are accelerating their timelines to take advantage of low mortgage rates, and staying home has enabled some to save more money to put toward a down payment. Let’s connect today if your needs have recently changed and you’re ready to make a move this year. Continue Reading
Tags: Home Buying, Real Estate News

A Beginner’s Guide to Understanding Homeowners Insurance
July 6, 2020

Source: Rismedia.com Buying homeowners insurance for the first time can be intimidating. Gaining a better understanding of what it covers, what it doesn’t, and how much coverage you need can help calm your nerves and build your confidence. While buying your first home is exciting, buying your first homeowners insurance policy isn’t nearly as much fun. New homeowners have all kinds of questions about what homeowners insurance covers and what it doesn’t, and understandably so. When shopping around for a policy to ... Continue Reading
Tags: Home Buying, Homeowners Insurance

Home Buyers Wilmington North Carolina Real Estate

Home Buyers: Are You Making a Real Estate Contract Offer, or Do You Really Want to Buy the Home Wilmington, North Carolina? Home buyers are out looking in the Porters Neck area and throughout all Wilmington, in Leland, in Hampstead and all over North Carolina. Are you interested in seeing the Homes For Sale in Wilmington, NC 28411? Set Your Desired Home Search Criteria? Home buyers are making contract offers in Wilmington, North Carolina. Home buyers are purchasing homes in Wilmington, North Carolina! There is a shortage of ... Continue Reading
Tags: Contract Offers, Home Buying

NAR: Home Ownership Matters
June 3, 2020

Home Ownership Really Does Matter...... Since its inception, Home Ownership Matters has been used by millions of current and future homeowners to learn about and take action on policies that impact homeowners and homeownership in general. Find Your State! Explore Topics! Stay Informed! Take Action! www.HomeOwnershipMatters.Realtor           Continue Reading
Tags: Home Owners, Real Estate News

Home Selling in the Age of Coronavirus
April 19, 2020

      The following articles appeared on realtor.com between April 13th and April 18th. The Home Closing Process Amid Coronavirus: The Seller’s Guide to How Long Will It Take COVID-19 has thrown a few wrenches into the home closing process, which now takes 60 days on average. Here’s why, and what to do. 2 days ago The Home Seller’s Guide To Striking the Right Deal Today—Despite the Pandemic Even with the uncertainty created by the coronavirus, sellers still have leverage to negotiate their home sale price and ... Continue Reading
Tags: Home Selling

Down Payments and Buying a Home
January 21, 2020

Do You know What Down Payment Requirements Are in Buying a Home?   62% of Buyers Are Wrong About Down Payment Needs According to the ‘2019 Home Buyer Report’ conducted by Nerdwallet, many first-time buyers still believe they need a 20% down payment to buy a home in today’s market: “More than 6 in 10 (62%) Americans believe you must put at least 20% down in order to purchase a home.” When potential homebuyers think they need a 20% down payment to enter the market, they also tend ... Continue Reading
Tags: Down Payment Requirements, Home Buying

Mortgage Basics … Understanding Mortgage Loans

Whether looking to buy a home in Wilmington or Leland, in New Hanover or Brunswick Counties or any other area or County in North Carolina, a home buyer needs to understand mortgage loans, mortgage qualifying, mortgage payment affordability, and the mortgage application process. The reason for this is very basic: most buyers need a mortgage loan to purchase and close on the home to be purchased! Keeping the Explanation Very Simple! There are three basic mortgage loans available to home buyers: Conventional Mortgage: a ... Continue Reading
Tags: Home Buying, Mortgage Information, Mortgages


December 14, 2019

4 Investments Worth Making in Your First Home You’ve just bought your first home – congratulations! Now it’s time to make your home feel like, well, home by undertaking some long-term investments that will not only look beautiful, but will also last you for years to come. In today’s post, we’re offering some advice for first-time homeowners on areas where spending a little bit more is likely to pay off in the long-run. From valuable aesthetic updates in key areas such as ... Continue Reading
Tags: Home Search, Improving Your Home

Wondering What is Going on in the Real Estate Market?
October 15, 2019

Looking at the real estate market, are we in Home Sellers Marker or a Home Buyers Market? Have homes sales increased? Are real values increasing? Is the strength of the real estate market due to historically low mortgage interest rates? What about Economics 101: Demand and Supply? [embeddoc url="https://davidfialk.com/wp-content/uploads/2019/10/Existing-Home-Sales-Report-Indicates-No...pdf" viewer="google"] Continue Reading
Tags: Real Estate Values

New Hanover County, NC_Real Estate Sales Update
September 5, 2019

[caption id="attachment_5406" align="alignright" width="1024"] New Hanover County, NC Real Estate Market Statistics[/caption] Cape Fear Realtors® July 2019 New Hanover County, NC Real Estate Sales Update: Wondering what the real estate market is doing in in New Hanover County, North Carolina in 2019? Curious to see a comparison of real estate sales in 2019 as compared with 2018. Real estate is local, and yes, real estate market values and sale prices vary from neighborhood to neighborhood. They vary Town to Town and County to County. And yes, ... Continue Reading
Tags: Real Estate Statistics, Real Estate Values