44 Cumberland Street, Ocean Isle Beach, NC 28469

$1,475,000
Property Type: Residential Bedrooms: 5 Baths: 5 Square Footage: 2,880 Lot Size (sq. ft.): 5,663 Status: Active
Current Price: $1,475,000 List Date: 10/21/2025 Last Modified: 12/01/2025

Description

This beautifully custom-built 5-bedroom, 4.5-bath deep water canal home offers the perfect blend of luxury, comfort, and functionality, just moments from the Intracoastal Waterway entrance. Boaters will love the private boat dock, making it easy to launch right from your backyard. Designed with a reverse floor plan, this home is all about the views. Enjoy spectacular sunrises and sunsets from the multiple expansive front and rear decks, including screened-in canal-side decks on both levels that provide the perfect space to unwind or entertain while overlooking the water. A spiral staircase connects the canal side decks for easy access and added charm. Inside, the heart of the home is the open-concept living and dining area, anchored by a cozy gas log fireplace and soaring raised beaded board vaulted ceiling that fills the space with coastal character and light. The completely remodeled kitchen (February 2025) features all-new cabinetry, countertops, backsplash, a sleek stainless steel farm sink, and a reverse osmosis water filtration system servicing both the sink and refrigerator. Each of the five spacious bedrooms opens onto a deck, giving every guest or family member their own peaceful outdoor retreat. The primary suite is a true sanctuary, offering dual closets and a spa-inspired bath with a garden tub and walk-in shower. This home is also equipped with a 3-stop elevator for convenience and accessibility and a fortified roof installed in August 2025, providing added peace of mind with enhanced protection against severe weather. The fortified roof also reduces the cost of your insurance! Whether you're searching for a full-time residence or an extraordinary coastal getaway, this thoughtfully designed waterfront home checks every box!

More Information MLS# 100537196

Building/Ext Features

ud_i_08: 1

Contract Info

Delayed Marketing?: No Sub-Type: Single Family Residence Construction Type: Stick Built List Price/SqFt: 512.15 Stipulation of Sale: Standard Status: Active Marketing Start Date: 2025-10-20 Listing Price: 1475000 Current Price: $1,475,000

Location Information

City Limits: Yes Marketing City: Ocean Isle Beach Island Secondary Subdivision: N/A Street #: 44 Street Name: Cumberland Street Suffix: Street County: Brunswick State/Province: NC Zip Code: 28469 Subdivision: Not In Subdivision Geo Lat: 33.896733 Geo Lon: -78.417869

Remarks and Showing

Sign on Property: Yes Directions to Property: Cross the OIB bridge and turn left onto East Second St. Turn left onto Cumberland St. House is on the right.

Property Exterior Info

New Construction: No Lot Acres: 0.13 Lot Dimensions: 49x113x50x114 Lot SqFt: 5663 Waterfront: Yes Waterview: Yes Location Type: Island

Property Interior Info

Total SqFt - Heated (Primary + Separate): 2880 # Rooms: 7 # Baths - Full: 4 # Baths - Half: 1 # Baths - Total: 5 Master Bedroom Level: Primary Living Area Stories: 2 SqFt - Heated (Primary): 2880 # Bedrooms: 5

Legal & Taxes

Tax Assessed Value: 1252990 Deed Book: 4191 Deed Page: 355 Legal: L-52 Canal 2 S-A&B Oib Plat H/374 Broker Owner: No PID: 244OQ052 Tax Identifier: 244oq052 Plat Book: H Plat Page: 374 Special Assessments: None Tax Year: 2024 Zoning: AE HOA: No Cobra Zone: No School District: Brunswick County Schools Elementary School: Union Middle School: Shallotte Middle High School: West Brunswick

Garage & Parking

Attached Garage Spaces: 2 Detached Garage Spaces: 0 Total # Garage Spaces: 2 Total Carport Spaces: 0

Parking Features

Off Street: 1 On Site: 1

Frontage Type

Canal Front: 1

View Type

Canal: 1 ICW View: 1 Water: 1

Construction

Wood Frame: 1

Lot Water Features

Boat Dock: 1 Bulkhead: 1

Exterior Features

Irrigation System: 1 Outdoor Shower: 1

Current Service Providers

Electric Provider: Brunswick Electric Fuel Vendor Provider: RD White

Exterior Finish

Wood Siding: 1

Terms

Cash: 1 Conventional: 1

Fencing

Partial: 1

Foundation

Pilings: 1

Flooring

Tile: 1 Wood: 1

Fuel Tank

Fuel Tank: 1 Above or Below Ground: Below Ground Fuel Type: Propane In Use: Yes Owned or Leased: Leased Lessor Name and Contact: RD White

Patio and Porch Features

Covered: 1 Deck: 1 Patio: 1 Porch: 1 Screened: 1

Pool Features

None: 1

Roof

Shingle: 1

Stories/Levels

Two: 1

Road Type/Frontage

Paved: 1

Cooling

Central Air: 1

Heated SqFt

2800 - 2999: 1

Heating

Fireplace(s): 1 Heat Pump: 1

Heating System Fuel Source

Electric: 1

Water Heater

Electric: 1

Utilities

Sewer Connected: 1 Water Connected: 1

Sewer

Municipal Sewer: 1

Water Source

Municipal Water: 1

Appliances/Equip

Built-In Microwave: 1 Dishwasher: 1 Dryer: 1 Electric Oven: 1 Mini Refrigerator: 1 Refrigerator: 1 Washer: 1

Furnished

Furnished: 1

Interior Features

Blinds/Shades: 1 Ceiling Fan(s): 1 Elevator: 1 Entrance Foyer: 1 Furnished: 1 Gas Log: 1 Reversed Floor Plan: 1 Vaulted Ceiling(s): 1 Walk-in Shower: 1

Laundry Features

Laundry Closet: 1

Dining Room Type

Combination: 1

Legal Taxes

Year Built: 2004

Property Features

Frontage Type: Canal Front View Type: Canal; ICW View; Water Construction: Wood Frame Exterior Features: Irrigation System; Outdoor Shower Exterior Finish: Wood Siding Fencing: Partial Foundation: Pilings Fuel Tank: Fuel Tank Parking Features: Off Street; On Site Patio and Porch Features: Covered; Deck; Patio; Porch; Screened Pool Features: None Roof: Shingle Lot Water Features: Boat Dock; Bulkhead Cooling: Central Air Heating: Fireplace(s); Heat Pump Heating System Fuel Source: Electric Water Heater: Electric Utilities: Sewer Connected; Water Connected Sewer: Municipal Sewer Water Source: Municipal Water Flooring: Tile; Wood Furnished: Furnished Interior Features: Blinds/Shades; Ceiling Fan(s); Elevator; Entrance Foyer; Furnished; Gas Log; Reversed Floor Plan; Vaulted Ceiling(s); Walk-in Shower Laundry Features: Laundry Closet Heated SqFt: 2800 - 2999 Dining Room Type: Combination Terms: Cash; Conventional
Listing Office: Coldwell Banker Sea Coast Advantage
IDX
Last Updated: December - 01 - 2025
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